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Manitoba Insurance Policy

It's important to understand how you and your passengers will be covered in the event of an incident. The following is an overview of how auto insurance works in the province of Manitoba.
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How to report an accident
Make sure you file a claim with MPI and provide proof of Passenger Vehicle for Hire insurance to relevant parties at the scene of an accident.
What coverages are provided?
In the province of Manitoba, both personal and passenger vehicle for hire auto insurance must be purchased through Autopac by the vehicle owner. Contact your local Autopac agent or visit MPI for more information.
When do these coverages apply?
Personal use: Coverage when driver mode is off
Your personal insurance is your insurance policy.
Pre-Acceptance: Driver mode is on but no ride accepted
Passenger Vehicle for Hire coverage through Autopac will apply in this period.
  1. All four timebands must be selected in order to drive on platform.
Contact your local Autopac agent or visit MPI for more information.
Post-Acceptance: Ride request accepted through the end of Lyft ride
Passenger Vehicle for Hire coverage through Autopac will apply in this period.
  1. All four timebands must be selected in order to drive on platform.
Contact your local Autopac agent or visit MPI for more information.
What provinces and territories of Canada are covered by this policy?
Contact your local Autopac agent for more information regarding what provinces and territories your ‘Passenger Vehicle for Hire’ coverage is applicable to.

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