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Lyft Direct

Lyft Direct is a debit card and bank account designed for Lyft drivers, and gives you access to:
  • Instant payouts: Get paid instantly after every ride with no transfer fee.
  • Mobile banking: Make deposits, pay bills, transfer funds, and more.
  • Cashback rewards: Earn cashback rewards on gas when you at the pump and public EV charging, select restaurants, and grocery stores.
Lyft Direct transfers your earnings at no extra cost. Express Drive renters will receive instant payouts once their weekly rental fees are covered.
We work with a company called Payfare to provide Lyft Direct. You’ll need to complete an application to get a Lyft Direct debit card and bank account.
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Applying for Lyft Direct
To apply for a Lyft Direct account:
  1. Open the Lyft Driver app main menu, then tap ‘Account’.
  2. Tap ‘Pay and tax info.’
  3. Tap ‘Set up Direct Pay.’
After you confirm your personal info, Payfare will run an identity verification check. If Payfare can't confirm your info, they'll contact you for extra documents to finish your application.
Note: This isn’t a background or credit check, and it won't impact your credit.
You’ll gain access to a virtual card as soon as you’re approved, and you’ll receive a physical card in the mail as well. You should receive your physical card within the 2 weeks after your approval.
Even if you haven’t received your physical card yet, you can add the virtual card to Apple Pay or Google Pay for immediate use.
By applying for Lyft Direct, you agree to Lyft Direct Rewards Terms and Conditions.
Linking Lyft Direct to my driver account
Once approved, you can link your Lyft driver account to your Lyft Direct account by downloading the Lyft Direct app.
You’ll be asked to enter the same mobile number that’s on your Lyft account.
Payfare will text you a verification code so you can link your Lyft account. You can change your phone number later after you’ve set up your Lyft Direct account.
Setting up Lyft Direct payouts
Once you’ve been approved for the Lyft Direct card, you can set up instant payouts immediately.
To turn instant payouts on or off:
  1. Open the Lyft Driver app main menu, then tap ‘Account.’
  2. Tap ‘Pay and Tax Info.’
  3. Tap ‘Lyft Direct.’
  4. Turn on or off.
Using your Lyft Direct card
You’ll gain access to a virtual card as soon as you’re approved, and you’ll receive a physical card in the mail as well. You should receive your physical card within the 2 weeks after your approval.
Even if you haven’t received your physical card yet, you can add the virtual card to Apple Pay or Google Pay for immediate use.
To view the virtual card in your Lyft Direct app: 
  1. Open the Lyft Direct app.
  2. Tap ‘Manage card’ from the menu.
  3. Tap ‘View virtual card.’
Once you receive your physical card in the mail, you’ll have to activate it before you can use it.
To activate your physical Lyft Direct debit card:
  1. Open the Lyft Direct app.
  2. Tap ‘Manage card’ from the menu.
  3. Tap ‘Activate your card’, then either scan the QR code or manually enter the card details.
  4. Create your PIN.
You can also select ‘Report a lost or stolen card’ if your debit card cannot be recovered or was never delivered. If reported lost or stolen, you can expect a new card within 5-10 business days.
Cashback rewards and discounts
Cashback rewards
With your Lyft Direct card, you can earn cashback on qualifying purchases at select locations:
  • Up to 10% on gas when you pay at the pump and 7% on public EV charging for top drivers.*
  • 5% on dining at select restaurants.
  • 1% on groceries.
*The cashback amount for gas and public EV charging is determined by your Lyft Rewards tier:
  • 10% on gas when you pay at the pump and 7% on public EV charging cashback for Elite drivers
  • 7% for Platinum drivers
  • 3% for Gold drivers
  • 2% for Silver drivers
  • 1% for all other cardholders
Earn an additional 1% at select locations with Mastercard Easy Savings.
You can also search for eligible places, track your reward history, and redeem rewards.
Discounts on auto maintenance
Drivers who use Lyft Direct can get exclusive discounts with our auto service partners.
Jiffy Lube
Show your Lyft Direct card to get $15 off the purchase of a Signature Service® Oil Change and tire rotation.
National Tire and Battery and Tire Kingdom
Show your Lyft Direct card to get one of the following discounts:
  1. 5% off tires
  2. 10% off services
  3. $16 off a conventional oil change
  4. $15 off a full synthetic oil change
Pep Boys
Show your Lyft Direct card to get 20% off retail purchases and services at Pep Boys locations.
Debit card fees
There are fees for some value-added services available through Lyft Direct:
  • $1 fee for digital personal checks, including postage
  • $2.50 fee plus extra surcharges at select ATMs
  • 3% foreign exchange fee
  • $5 card replacement fee
There are no monthly account or overdraft fees with your Lyft Direct account.
Refer to the Stride Bank Account Agreement for a full list of fees.
Viewing or updating your info
You can keep your contact info updated in the Lyft Direct app.
To update your contact info in the Lyft Direct app:
  1. Tap ‘Settings.’
  2. Tap ‘Edit profile.'
From the 'Settings' tab, select 'See Bank Details' to view your Lyft Direct account and routing numbers. You can also tap on the gear icon to see and download your monthly account e-statements.
To reset your debit card PIN, tap ‘Manage Cards’ then ‘Change your PIN’.
Issues
Lyft Direct is a secure bank account and is separate from your Lyft account.
For questions about your Lyft Direct banking account, card or app visit the Help articles in the Lyft Direct app. This includes questions about how to order a new card, or questions about unauthorized transactions on your Lyft Direct card.
If you need help with your earnings on Lyft, your driver account, or Lyft driver app (such as missing Lyft earnings or a wrong payout amount), please contact Lyft Driver support.
Transaction disputes and refunds
For questions about unauthorized transactions on your Lyft Direct card, visit the Help section in the Lyft Direct app to call Lyft Direct Support.
Problems with instant payouts
If your payout method is set to Lyft Direct, your payouts will be deposited to your Lyft Direct account after each ride is completed.
If you don’t see payouts in your Lyft Direct account, go to the Help section of your Lyft Direct app to call Lyft Direct support.
Lyft Direct terms
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