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Lyft Direct

Lyft Direct 是为 Lyft 司机设计的借记卡和银行账户，并为您提供以下服务：
  1. Instant payouts: Get paid instantly after every ride with no transfer fee.
  2. Mobile banking: Make deposits, pay bills, transfer funds, and more.
  3. Cashback rewards: Earn cashback rewards on gas, public EV charging, select restaurants, and grocery stores.
  4. Savings and budgeting: Automatically deposit earnings into a high-interest savings account and create a budget in the app with spend insights.
Lyft Direct 将您的收入转账，且没有额外费用。伙伴租车计划 (Express Drive) 的租客一旦支付了每周的租金费用，将立即收到款项。
我们与一家名为Payfare的公司合作提供Lyft Direct服务。您需要完成申请表才能获得Lyft Direct借记卡和银行账户。
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Applying for Lyft Direct
To apply for a Lyft Direct account:
  1. Open the Lyft Driver app main menu, then tap ‘Account’.
  2. 轻触‘收入和报税信息’。
  3. Tap ‘Set up Lyft Direct.’
在您确认个人信息后，Payfare 将进行身份验证检查。如果 Payfare 无法确认您的信息，他们将联系您以获取额外的文件来完成您的申请。
Note: This isn’t a background or credit check, and it won't impact your credit.
You’ll gain access to a virtual card as soon as you’re approved, and you’ll receive a physical card in the mail as well. You should receive your physical card within 5-10 business days after your approval.
即使还没有收到实体卡，也可以将虚拟卡添加到 Apple Pay 或 Google Pay 中立即使用。
By applying for Lyft Direct, you agree to Lyft Direct Rewards Terms and Conditions.
Activating your Lyft Direct account
Once approved, you can link your Lyft driver account to your Lyft Direct account by downloading the Lyft Direct app.
您需要输入与 Lyft 账户中相同的电子邮件和手机号码。
Payfare will text you a verification code so you can link your Lyft account. You can change your phone number later after you’ve set up your Lyft Direct account.
Setting up Lyft Direct payouts
Lyft Direct payouts will turn on automatically once you’re approved and your account is activated.
下载Lyft Direct app，立即获取您的虚拟卡，并在每次行程后立即收到收入。
要开启或关闭即时支付功能：
  1. Open the Lyft Driver app main menu, then tap ‘Account.’
  2. Tap ‘Pay and Tax Info.’
  3. 轻触‘Lyft Direct’。
  4. Turn on or off.
Using your Lyft Direct card
You’ll gain access to a virtual card as soon as you’re approved, and you’ll receive a physical card in the mail as well. You should receive your physical card within 5-10 business days after your approval.
即使还没有收到实体卡，也可以将虚拟卡添加到 Apple Pay 或 Google Pay 中立即使用。
To view the virtual card in your Lyft Direct app:
  1. 打开 Lyft Direct app，然后轻触“更多”。
  2. 从菜单中轻触‘管理卡’。
  3. 轻触‘查看虚拟卡’。
一旦你收到邮寄的实体卡，你需要激活它才能使用。
如要激活您的 Lyft Direct 借记卡：
  1. 打开 Lyft Direct app。
  2. 从菜单中轻触‘管理卡’。
  3. 轻触‘激活您的实体卡’，然后扫描卡片载体上的二维码或手动进入卡片的详细信息。
  4. Create your PIN.
You can also select ‘Report a lost or stolen card’ if your debit card cannot be recovered or was never delivered. If reported lost or stolen, you can expect a new card within 5-10 business days.
Cashback rewards and discounts
Cashback rewards
With your Lyft Direct card, you can earn cashback on qualifying purchases at select locations:
  1. Up to 10% on gas when you pay at the pump and up to 12% on public EV charging for top drivers.*
  2. 在指定餐厅就餐可享受 5% 优惠。
  3. 1% on groceries.
*The cashback amount for gas and public EV charging is determined by your Lyft Rewards tier:
  1. 10% on gas when you pay at the pump and 12% on public EV charging cashback for Elite drivers
  2. 铂金级司机享受7%
  3. 3% for Gold drivers
  4. 白银级司机享受2%的奖励
  5. 1% for all other cardholders
Earn an additional 1% at select locations with Mastercard Easy Savings.
You can also search for eligible places, track your reward history, and redeem rewards.
Discounts on auto maintenance
Drivers who use Lyft Direct can get exclusive discounts with our auto service partners.
Jiffy Lube
Show your Lyft Direct card to get $15 off the purchase of a Signature Service® Oil Change and tire rotation.
National Tire and Battery and Tire Kingdom
出示您的 Lyft Direct 卡，即可获得以下折扣之一：
  1. 轮胎享受5%优惠
  2. 10% off services
  3. $16 off a conventional oil change
  4. $15 off a full synthetic oil change
Pep Boys
Show your Lyft Direct card to get 20% off retail purchases and services at Pep Boys locations.
Wellness perks by Avibra
Wellness Perks by Avibra offers health and financial resources to active Lyft Direct users. To be considered active, you must have received a payout to your Lyft Direct card within the last 60 days.
Active Lyft Direct users can enroll in one of the following Avibra Wellness Perk packages:
Wellness Perks Core (FREE)
  1. Available at no-cost to active drivers using Lyft Direct
  2. Access to well-being advisors
  3. $10,000 accidental death insurance coverage for major accidents
  4. Up to $5,000 life insurance coverage
  5. 儿童护理折扣，帮助您在所在地区及更多地方节省育儿费用
Wellness Perks Essentials ($1/week)
  1. Upgrade and customize your protection for as little as $1/benefit each week
  2. 道路救援
  3. 身份盗窃监测
  4. Family telemedicine
  5. Cell phone protection
  6. Family vision savings pass
  7. Family dental plans and more
Savings and budgeting perks
现在使用 Lyft Direct，您可以享受更多的节省和预算优惠，例如：
Balance protection
符合条件的司机可以使用余额保护来支付超出账户余额的交易。您的余额保护将通过行程收入和任何其他存入Lyft Direct账户的款项来偿还。
Note: You’ll only be able to use Lyft Direct as your payout method while Balance Protection is enabled. Balances must be repaid within 90 days.
To be eligible for balance protection, you must have:
  1. 白银级或更高级别。
  2. At least $700 in Lyft Direct payouts within the last calendar month.
  3. Not defaulted in the Balance Protection repayment.
  4. Received a Lyft Direct payout in each of the last 3 calendar months.
  5. 无 Lyft 债务（例如：任何未支付的伙伴租车计划 (Express Drive) 费用）
Lyft Direct savings
You can automatically add a portion of your earnings to a high-interest savings account.
Spend insights
You can set budgets by category and track your spending.
Free ATM withdrawals
You can access over 20,000 no-fee ATMs across the country for no-fee withdrawals.
打开 Lyft Direct App，设置“免费取款”筛选条件找到符合条件的自动取款机。
Cash deposits at ATMs
You can deposit cash into your Lyft Direct account at participating ATM locations for a fee of $3.95.
Go to the Lyft Direct app to find a qualifying ATM using the ‘Cash deposit’ filter.
Debit card fees
Lyft Direct 提供的一些增值服务需要收费：
  1. $1 fee for digital personal checks, including postage
  2. $2.50 fee plus extra surcharges at select ATMs
  3. 3% foreign exchange fee
  4. $5 card replacement fee
您的Lyft Direct账户没有每月账户费或透支费。
Refer to the Stride Bank Account Agreement for a full list of fees.
Viewing or updating your info
您可以在Lyft Direct app中更新您的联系信息。
To update your contact info in the Lyft Direct app:
  1. 打开主菜单，然后轻触“More”。
  2. Tap ‘Edit’ near your profile details.
  3. Follow the prompts to change your contact info.
To view your Lyft Direct account and routing number, tap ‘Main account,’ then tap ‘Account info.’ You can also tap on the gear icon to see and download your monthly account e-statements.
To reset your debit card PIN, tap ‘Manage Cards’ then ‘Change your PIN’.
Issues
Lyft Direct 是一个安全的银行账户，并且独立于您的 Lyft 账户。
有关您的 Lyft Direct 银行账户、卡或 app 的问题，请查阅 Lyft Direct app 中的帮助文章。这包括如何预定新卡的问题，或关于您的 Lyft Direct 卡上未经授权交易的问题。
如果您在 Lyft 上的收入、司机账户或 Lyft 司机端 app 需要帮助（例如缺少 Lyft 收入或支付金额错误），请联系 Lyft 司机支持。
Transaction disputes and refunds
在 Lyft Direct app 中进入帮助部分，拨打 Lyft Direct 支持热线，咨询有关 Lyft Direct 卡未授权交易的问题。
Problems with instant payouts
如果您的支付方式设置为Lyft Direct，每次行程完成后，您的支付会自动存入您的Lyft Direct账户。
如果您在Lyft Direct账户中没有看到付款，请在Lyft Direct app的帮助部分致电Lyft Direct支持。
Lyft Direct terms
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