Express Pay allows you to cash out earnings before your weekly deposit. Earnings appear within a few hours or days, depending on your bank’s processing time.
If it’s taking longer than expected, chances are:
- Your bank is still processing the transaction.
- Your transfer is delayed due to bank weekends or holidays.
- Your debit card or account info isn’t current/valid — learn to update it here.
- You cashed out to a canceled card or account — no worries, here's what to do.
You can cash out earnings via Express Pay once you’ve earned $50, after the Lyft fee. There is a $0.50 transfer fee whenever you collect Express Pay earnings.
- Frequently Asked Questions
- When will Express Pay earnings show in my account?
- OOPS — I cashed out to a cancelled card or account!?
- How to Cash Out & Set Up Express Pay
- Debit Card Requirements
When will Express Pay earnings show in my account?
Express Pay uses push to debit transfers. For this reason, depending on how long it takes your bank to process the Express Pay transfer, earnings can appear within a few hours or within a few days.
Push to debit transfers can be delayed on weekends or holidays, depending on your bank. In these cases, your deposit may not post for a couple business days. For example, if you cash out on Sunday night, your deposit may not post until Monday or later.
HEADS UP: Some banks do not support immediate transfers. Click here to view a list of some of these banks.
Why is the amount available for Express Pay lower than I expected?
This could be for a few reasons:
- The in-app amount is your full earnings, which means Lyft's Commission hasn't been removed yet. The total amount available for Express Pay is the total post-commission amount.
- Your total available earnings for Express Pay may decrease on Tuesdays. This is because weekly transfers (with you earnings from the previous Monday-Sunday) are issued on Tuesdays. Once it is issued, those earnings are already on their way to your bank account, so they are no longer available through Express Pay.
- If your debit card information has changed, but the bank account information has remained the same: Your deposit will still be routed through your bank, but may take 3-5 additional business days to process.
- If you made an Express Pay deposit to a closed bank account: your bank will reverse the transfer. Contact your bank and get a written statement that confirms the transfer was reversed. Then, contact Support and provide the written statement and info about the attempted transfer so that we'll be able to get your Express Pay deposit to you.
Make sure to update your debit card information in the Dashboard whenever you make any changes to your account to prevent deposit delays!
If you log in to www.lyft.com/dashboard and head to your 'Payouts and Tax Information' tab, then you can update all of your Express Pay card information.
What earnings are eligible for Express Pay?
Ride earnings, referrals, and mentor payments are all eligible for Express Pay. Incentives, like Power Driver Bonus or Average Hourly Guarantees, are not available for Express Pay because they require additional calculations at the end of the week. You’ll receive those earnings as part of a weekly transfer to your checking account.
A ride was excluded from Express Pay. Why?
There are a few reasons rides may not be immediately available for Express Pay. The ride could still be processing, we could be legally prevented from including it, or the ride could be under review for a Terms of Service violation. Once a ride clears all review processes, it will be available for Express Pay and/or a weekly transfer.
Can I cancel an Express Pay transaction?
Once you cash out through Express Pay, you cannot cancel the transaction.
Is there a limit to how much I can cash out via Express Pay?
Yes. There is currently a $3,000 limit for Express Pay deposits.
Who handles the Express Pay transaction?
Payments made to your debit card are provided through Cross River Bank, a New Jersey Chartered, FDIC Insured bank, upon receiving instructions from Stripe and following your approval. Cross River Bank will pay per its agreement with Stripe. All funds are transferred to your debit card by Cross River Bank and not Stripe. If you have questions about this relationship, please reach out to Lyft directly, and not Cross River Bank or Stripe.
Via the App
- In the app, tap the earnings tab
- Tap Get Paid. Heads up: You must have at least $50 in earnings plus the $.50 Express Pay fee before you can cash out.
- You'll be asked to enter your debit card information before cashing out using Express Pay for the first time. If you need to update your card info after your initial setup, tap Edit before you confirm your deposit. We recommend double checking which card you're sending the deposit to before confirming it.
- If you choose to enter a new debit card, we'll send a confirmation text message to your phone number to verify the new card. Follow the instructions in the text message to confirm your new card.
- When requesting a withdrawal, we may send an additional confirmation text message to your phone number. Respond to the text message accordingly and your deposit will be initiated.
If you need to update your Express Pay card or get paid, please use the App instructions above. The Driver Dashboard no longer supports these functions.
In order to receive earnings via Express Pay, your debit card must be issued in the United States. Pre-paid cards are not compatible with Express Pay. Express Pay will not work without a valid debit card. If an Express Pay transfer fails, you’ll be prompted to update your debit card information.
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